You are an idiot for paying your mortgage.

Nation: As pointed out by Kathleen Pender in the San Fran Chronicle, people who don't can game the upcoming welfare handouts. Should you keep paying your mortgage? If you have significant equity in your home, absolutely. If you don't, it's getting harder to answer that question, especially when our government keeps giving people who owe more than their homes are worth so many reasons not to pay. Last week, the government announced a program that will substantially lower payments for many hom

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