When Javier Moreno lost one job and had his hours cut back at another, the payments on his familys Ventura home were suddenly out of reach. Moreno considered giving the house back to the bank, but when advertisements for loan modifications flooded the airwaves and solicitors began arriving at his door with offers to cut his payments in half, he thought hed found a way to save it.
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Wednesday, June 9, 2010
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