Loan Modification with Chase

I have lived in my home for four years with three other people, my niece, my husband and my mother. My mother passed passed away in 8/2006., my husband passed away in 12/2008, my niece moved back to Chicago in 2/2008. I am here and living on my husbands social security every month along with his pension. My situation changed beginning in 12/2008

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